Therefore, this paper tents to detail the regime of anticipatory breach of contract in Anglo-American law as reference for the perfection of our laws.

The article refers to some existing problem in banking and presents methods to prefect bank form contract by means of law, administration, social supervision and self-perfection.

Chapter 3 "Current situation of valued insurance contract in China and suggestion on perfection" is the essence of analysis and research in this paper, and is also the key point of this paper.