Insurance Actuarial theory is a analysis and forecast subject to all kinds risk of insurance industry by mathematics, probability statistics methods and finance models.
保险精算学是运用数学、概率统计学原理以及多种金融模型对保险业中各种风险因素进行分析预测的学科。
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Risk theory, as a part of insurance-or actuarial-mathematics, deals with stochastic models of an insurance business and studies the probability of ruin.
风险理论作为保险精算数学的一部分，主要处理保险事务中的随机风险模型并研究破产概率等问题。
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In the present actuarial science and mathematics research, risk theory is a hot topic.