Anti-Deficiency Statutes often only work for original purchase money loans, and not for re-financed loans, or for home-equity lines of credit (HELOCs).
FORBES: Foreclosure, Deficiency Judgments and the Perils of Anti-Deficiency Statutes
2.
Because those who are opposed to any form of legislation affecting guns, they're very well-organized and they're very well-financed.
WHITEHOUSE: President Obama Speaks on Reducing Gun Violence