The intent is that participants will become more cost-conscious and careful about overpayment or overutilization.
WSJ: Mitch Daniels: Hoosiers and Health Savings Accounts
2.
The current fee-for-service system is blamed for overutilization and overpaying for certain intense therapies provided by specialists, and underpaying for primary and preventive care.
FORBES: Names You Need to Know in 2011: Richard Gilfillan
3.
Vachon says the instances of overutilization are exaggerated.