Having examined insurance and out-of-pocket spending for several health risks, it concludes that Americans are generally "over-insured and under-saved".
在针于多项健康风险的保险与现金消费进行的研究后，该报告指出美国人民总体上保险过度而储蓄不足。
2
Especially, the scope of the obligation undertaken by the insurer who has taken over the ownership of the subject-matter insured usually becomes the core of the dispute.
尤其是接受了保险标的所有权的保险人究竟在多大范围内承担基于此所有权的责任更成为争议的焦点。
3
Thousands of auto insurance agents all over the country are at the insured person's call, wherever he may travel.