All the changes are good from a stability perspective but add billions to the fixed operating cost of a bank.
从稳定性的角度来看，银行除了需要增加大量固定运营费用外，所有变化都是有益的。
2
Whoever forges, alters or transfers an operating permit of a commercial bank or other financial institution shall be punished according to the provisions of the preceding paragraph.
伪造、变造、转让商业银行或者其他金融机构经营许可证的，依照前款的规定处罚。
3
Now that the bank is operating efficiently, he might be transferred back to New York in a few months.