If an applet is bundled in a JAR file, the applet's class files and associated resources can be downloaded by a browser in a single HTTP transaction, instead of opening a new connection for each file.

CT_Get is a command that the ITM SOAP server understands and declares the opening of a new transaction query.

To be eligible for the first year fee waiver， the additional cardholder must make at least one transaction （including cash advance） within the first month of opening the card account.