Opencredit: credit that is allowed without immediate proof of a customer's credit worthiness.
无担保信贷:客户没有提供立即的有价信用担保的贷款。
2
Credit worthiness includes many variables, including repayment habits; the number of opencredit facilities a person currently has, debt to income ratio and credit history.
More and more of these credit cards can be read automatically, making it possible to withdraw or deposit money in scattered locations, whether or not the local branch bank is open.