Research also suggests that multi-market banks charge higher fees than local banks do. And diseconomies as well as economies of scale can come into play.
研究也指出多市场的银行收取较本地银行高的费用，而且规模不经济和规模经济都会反映在收费水平上。
2
Timothy Hannan and Robin Prager, both of the Federal Reserve, find that increased competition from multi-market institutions has had markedly different effects in rural and urban areas.