In advance accounts, where, mortgageofproperty has been obtained, or huge amount of stamp duty is involved, the branch shall obtain renewal documents, once every year.
对于已进行财产抵押或涉及高额印花税的预支款帐户，分行应每年取得续借证明。
2
Additionally, the new policy requires commercial Banks neither link the amount of loan to property appraisal value nor grant propertymortgage loan without specifying the purpose of the loan.
另外，新政策不允许商业银行将贷款额度与房产评估价值挂钩也不允许发放没有实际用途的抵押贷款。
3
Of course, lower mortgage rate increases property demand.