According to our present-day ideas, in addition to practical value, there is a warm and long-termInsurance for marriage moral to thermo.
今天看来除了实用外也有为婚姻保温，送人温暖长久保险之寓意吧。
2
And although her parents had purchased five years of long-term health insurance (a "financial godsend," Morris says), she discovered that they were running out of money.
虽然她父母买了五年的长期健康保险(莫里斯叫它“一笔天赐的钱”)，但莫里斯还是发现家里的钱快用光了。
3
Love is apparently a form of "long-term commitment insurance" that ensures your mate is less likely to leave you, should your legs fall off or your ovaries fall out.