Additional funds are regenerated through repayments of loanprincipal on 35-to-40-year, no-interest loans, which are then available for re-lending.
针对35 - 40年期无息贷款的还款可以再次形成新增资金，后者可再次用于贷款业务。
2
If the last repayment day of loanprincipal is not within interest payment day, the borrower shall pay up all the interest payable on the last repayment day of loanprincipal.
如贷款本金的最后一次偿还日不在付息日则借款人需在贷款本金的最后一次偿还日付清全部应付利息。
3
The bank caclulates loan interest as "simple" interest -- for every payment period, multiply the current outstanding principal by the current interest rate to determine the interest payment.