With a relatively low loan-to-depositratio of 68 percent, Banks' propensity to lend seems intact.
由于存贷比位于68%这个相对较低的水平，银行放贷的倾向似乎仍然未变。
2
Meanwhile Moody's, a ratings agency, reckons that the loan-to-depositratio for Chinese Banks is a modest 68%.
同期，信用评级公司Moody ' s推测中国的银行的存贷比率仅为68%。
3
The Working Group suggests to either broaden the definition of deposits to include other types than the current consumer and corporate deposits or to abolish the loandepositratio.