?说谎者贷款
银行轻率提供贷款，比如向没有收入保证的不合格的房屋购买者提供“说谎者贷款”(liar loan)被广泛诟玻因为正是银行这种做法促使了房地产繁荣，而次贷危机的爆发令整个美国经济陷入深度衰退。
?骗子贷款
这项规定是对所谓“骗子贷款”(liar loan)的回应，贷款商在此前几年中提供的这种贷款是导致最近一次金融危机发生的原因之一。
These Alt-A mortgages include loans to people with spotty credit histories and so-called "liar's loans, " which do not require borrowers to fully document income or assets on their loan application.
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