If bank policy is to make loans and investments equal to whatever reserves are in excess of legalrequirements, the expansion process will be carried on.
如果银行的政策是让贷款和投资等于任何超出法律要求的储备金，那么扩张过程将继续下去。
2
Dark patterns also can be addressed on a self-regulatory basis, but only if organizations hold themselves accountable, not just to legalrequirements but also to industry best practices and standards.