Later, in the Life Assurance Act 1774 of England, the regulations of insurable interest were applied to the field of personal insurance.

The widespread abuse led to the United Kingdom Parliament intervening and passing the Life Assurance Act 1774. This is still in force and is commonly known as the Gambling Act.

Real confidence is anchored in a quiet assurance that if we act based on principles, we will produce quality-of-life results.