The essence of education credit asset-backed securitization is division and integrationof debts contract and shares contract.
教育信贷资产证券化的本质是债性合约与股性合约的分工与融合。
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Then studies the requirement analysis and object design, defines the logic structure model and function of product credit management information system base on product credit information integration.
By optimum method, Banks tend to combine with well-performed enterprises to creditintegration, among which the bank-enterprise relationships of America and Japan are typical examples.