"Putting the injured person entirely in the hands of the guilty party's insurer would create a profound conflict of interest, " said the Association of Personal Injury Lawyers.

BBC: Whiplash claim system must change, says Aviva

The feds claimed the maker of Claritin, in a price war with the producer of the competing drug Allegra, gave concealed discounts to Cigna and PacifiCare Health Systems in the form of "data processing fees, " interest-free loans and "risk share" rebates tied to growth in an insurer's outlays for antihistamine-like drugs.

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