If the policy holder conceals the actual circumstances of the insured property, the insurer shall have the right to rescind the contract or shall not be liable for making indemnity.
投保方如隐瞒被保险财产的真实情况，保险方有权解除合同或不负赔偿责任。
2
In case the insured dies from disease, the insurer shall terminate the insurance liability upon indemnity of death benefits according to the insurance amount.
被保险人因疾病身故，保险人按其保险金额给付疾病身故保险金，对该被保险人的保险责任终止。
3
If the policy be an unvalued policy, the measure of indemnity is the insurable value of the subject-matter insured.