| 释义 |
1 ?保险索赔权 ... insured bank 被保险银行 insured claim 保险索赔权 agreed insured value [经] 商定保险值...
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Data include the vehicle make and model, claim frequency, average loss payment per claim and overall losses per insured vehicle year. 数据中包括了生产商和型号、索赔频率、平均每单损失金额以及每个保险年度的总损失情况。 - 2
With an excess, the insured would tend to be more careful because if a claims occur, the insured also has to be out of pocket and contribute towards the claim. 以多、被保险人会更小心的，因为如果发生索赔现象，被保险人也必须从口袋里，用于索赔。 - 3
In general, the higher the excess, the more careful would be the insured and hence the lower risk of having a claim. 一般来说，更高的多余的，更小心，因此将被保险人的风险降低有索赔。
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