In insurance on goods or merchandise, the insurable value is the prime cost of the property insured, plus the expenses of and incidental to shipping and the charges of insurance upon the whole;

And dealnews.com predicts the sticker shock won’t end there, listing everything from stamps to chocolate to car insurance on its round-up of goods and services that will cost more to buy in 2011.

After loading the goods on board the ship, you must go to the insurance company to have them insured.