Credit grantors generally benefit from the ignorance in that a credit freeze greatly complicates their business.

FORBES: Securing Your Credit

As unpalatable as it may be to consider, hospitals are of necessity and in fact credit grantors, not entirely dissimilar from auto finance lenders, mortgage originators, or credit card companies.

FORBES: The 'DOGtor' Will See You Now: Creative Solutions to Consumer-Driven Healthcare Challenges