Some Banks restrict the use of funds to down payments on a house as a way to bringin business to their mortgage arms.
一些银行将这笔资金的使用限定在缴纳房子的首付款上,从而为旗下的抵押贷款分支机构带来业务。
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In the past, these practices helped inflate their gains as well as hedge-fund managers' salaries and bonuses, but recently they helped bring about the failure of many major hedge funds.