The insurance of the housing mortgage credit plays an important role on dissolving Bank credit risk and stimulating personal houseconsumption.
住房抵押贷款保险，对于化解银行信贷风险、刺激个人住房消费发挥着重要作用。
2
Declining house prices may cause households to rein in both consumption and home buying plans, leading to further falls in house prices and overall weakness in the economy.
房价下跌可能促使家庭抑制消费、延缓购房计划，从而导致房价进一步下跌，造成总体经济疲弱。
3
Stock and house prices will fall steeply, depressing wealth and consumption and further crippling Banks.