The goldsmith in your town writes out a note saying, I will pay to the bearer of this note so much gold, and then the bearer could be anyone.
你居住城镇的金匠写下票据并承诺，我会付给持票人这么多数量的金子，任何人都可以是持票人。
2
If it was a bearer note "if the note said I'll pay if it wasn't a unique object but just gold the note would say that this goldsmith will pay to the bearer so many ounces of gold."