The real difference between FederalReserveBankSystem of 1913 the most important difference and the FederalReserve System of today is that we are no longer on the gold standard.
So Banks that become a member of the FederalReserveSystem get shares and they become Stockholders in the FederalReservebank.
所以,联邦储备银行的会员银行,得到股份并且在联邦储备银行成为股东,它们分得股利。
3
Banks still are vulnerable to bank runs because they still have deposits so the system is still vulnerable and therefore the Federalreserve has a set of reserve requirements.