Still, economists say the extent of federal insurance coverage -- which includes about 85% of the nation's crop acreage -- will help protect farmers against catastrophic income losses.

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Corporations should also use this opportunity to review their insurance coverage of losses due to cyber incidents, especially since the SEC has identified the extent and amount of insurance coverage as a risk factor to be considered in assessing whether to report.

FORBES: Disclosing Cyber Security Incidents: The SEC Weighs In