Analysts say it is not known whether the "outlier criteria" will survive the switch from Basel 2 to Basel 3 but they are still nervous about the Banks' exposure to interest-rate risk.

The EWG added that exposure can also cause epigenetic changes, meaning alterations in the way genes switch off and on and genetic changes that can be passed on to the next generation.

Now switch to the dodge tool, located in the toolbox, and set to 'Range: Midtones' and' Exposure: 15% '.