There's little advantage to amortizing the loan, especially on a 30 or 40-year basis.
分期偿还这项贷款没有什么好处,尤其是按30或40年偿还。
《柯林斯英汉双解大词典》
2
With an interest-only structure in the first year and a fully amortizing second year, the loan payback schedule is designed to match the cash-flow profile of growth investments.