If you're a first-timebuyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.
如果你是初次买房,就要开始作为贷款人货比三家,去申请住房贷款的预先审核。
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The average deposit needed by a British first-timebuyer is now equivalent to 90% of average annual earnings, according to Capital Economics, a consultancy.