1mass noun The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

我有无限的赊购能力。

1. 1.1 The money lent or borrowed under a credit arrangement.
   信贷
   the bank refused to extend their credit

   银行拒绝提供信用贷款。

   as modifier he exceeded his credit limit

   Example sentencesExamples

   • Credit card spending can be very expensive if balances remain uncleared or if credit limits are breached because of penalty charges.
   • Car sales generally have been falling since May as government restrictions on credit took their toll.
   • Some of the computer manufacturers have arrangements with financial institutions to offer credit deals to their customers.
   • Make sure to check your credit limit before going abroad and arrange any payments needed to keep the account up to date.
   • Faced with such a situation, if the firm could not raise cash by obtaining more credit immediately, it would be insolvent.
   • Paying by credit card is normally the most secure method but this might not be possible if you are buying a boat whose price exceeds your credit limit.
   • Gold cards can give significantly higher credit limits.
   • An employee whose credit exceeds this limit would be sent a letter requiring them to explain when leave would be taken to maintain a balance below 30 days.
   • If you are a late payer or inclined to exceed your credit limit, Tusa does not impose any penalty charges and its standard rate is a competitive 17.5 per cent.
   • Many clients believe it is important to obtain as much credit as possible because these dollars would be available for unexpected events.
   • As I will explain later, these checks enable people to obtain easy credit at dangerously high levels.
   • I do my best to never exceed my credit limit, though there are months when it's been a close call.
   • This massive infusion of money and credit has yet to satisfy the appetites of airline executives.
   • Financial promoters leverage these rising values to create even more money, credit, and debt.
   • As they see it, all that is lacking is more money and credit.
   • The society added that abolishing the current system of debt recovery would discourage firms from advancing credit or lending money.
   • If you're worried about exceeding your credit limit, call your card issuer to ask for a small increase.
   • We always opt out when filling in forms for telephone services or credit as we don't really want tele-sales people contacting us.
   • However, to avoid the temptation of overspending you should ask for your credit limit to be cut on both cards.
   • After years of U.S. and global money and credit excess, the consequences are coming home to roost.

   Synonyms

   credit, advance

2An entry recording a sum received, listed on the right-hand side or column of an account.

1. 2.1 A payment received.
   收到的款项
   you need to record debits or credits made to your account

   你得把你账户上的收支情况都记录下来。

   Example sentencesExamples

   • Under the new Code, your existing bank must provide your new bank with a list of all your regular debits and credits within three working days.
   • There are a wider variety of tax deductions and credits, plus the property earns a higher income flow and the usual equity increase.
   • Vivienne helps residents with a wide range of tasks, including making benefit appeals, helping to fill out forms, and advising them on tax and pension credits.
   • The $700,000 incentive package comprises tax refund credits and a grant payment program.
   • The landlord is then entitled to claim a credit for the income tax deducted at source from the rental income.
   • I have been lucky enough to receive payment of credits - but the payment was erratic.
   • About 20 percent provided additional retirement payments or credits.
   • In this case, naming a charity as a direct beneficiary will qualify as a donation credit on the final income tax return of the deceased.
   • For dividends, the credit is usually dollar for dollar.
   • Automated clearings are used for credit and debit transfers such as standing order payments, direct credits, and direct debits.
   • On Monday afternoon I received an email from Quip saying they couldn't add the credit to my account as it was temporarily blocked.
   • These accounts were debited for the expenses, with the corresponding credit to the cash account.
   • She had then received a credit into her bank account of £383.43, with no letter explaining exactly why she had received the payment.
   • The bank hid credits, falsified accounts and created dummy loans.
   • This money is recorded as a credit in the current account but, in reality, it is not a reliable source of financing.
   • I got rid of my TV months ago and informed them and they did send me a credit on my direct debit - since, as you doubtless know, they take the money in advance.
2. 2.2mass noun Entitlement to a set amount of a particular company's goods or services, typically paid for in advance of use.
   in the middle of our conversation his phone ran out of credit

   she had £15 credit on her account

   Example sentencesExamples

   • You can use your US credit for calling your partner, booking restaurants, or other America-centric activities.
   • In March the company announced that it would start allowing customers to sell videogames for store credit or cash.
   • This "test" program will run for 5 days and will give consumers who trade in games an extra 20 percent in-store credit.
   • Not only will they buy less games a year, the lack of trade-in credit lowers their ability to buy new games even more.
   • Used games are a way for some consumers to monetize their games: they will buy a game, play it, and bring it back to their retailer to get credit for their next purchase.
   • Participants on pay-as-you-go tariffs received £50 worth of phone credit, which they topped up prior to the week of text-message questions.
   • Each of those plans also allows you to add on another 500MB of data for $5, and includes some credit for international and premium calls.
   • The $29 plan on the screenshot shows that it comes with $450 of call credit.
   • You'll have to use that credit before the end of 2013.
   • You can currently get up to $200 in-store credit when you buy online.
   • The decoders do not need to be topped up with credit every month to view local channels suchs ITV, Channel 10, Star TV, TBC etc.

3mass noun Public acknowledgement or praise, given or received when a person's responsibility for an action or idea becomes apparent.

总理很快就将废除该税种的功劳归功于自己。

1. 3.1in singular A source of pride.
   the fans are a credit to the club

   这些粉丝给俱乐部增添了不少光彩。

   Example sentencesExamples

   • Willie spoke of his great pride in Clonegal and said the village is a credit to the people who reside there.
   • She is a remarkable young lady, who is a credit to her family and school.
   • The children who were a credit to their parents and teachers joined in all aspects of the Mass including the readings, Prayers of the Faithful and offertory procession.
   • He congratulated and complimented Josie, Jim and James and said they were a credit to their families.
   • This is a credit to the hard work of those employees who have skilfully planned and carried out the project from start to finish.
   • The building is now a credit to all those involved.
   • ‘David is a credit to the school and department,’ he said.
   • It was a lovely pub and a prominent landmark - a credit to the area.
   • Described as calm, conscientious, confident and professional, he was hailed as ‘a credit to the police force’ by one woman.
   • She always took great pride in her garden which was a credit to her.
   • Forty five children represented our area with pride and were a credit to themselves and their families.
   • They were a credit to themselves and their coaches.
   • It is unique and a credit to the craftsmen and volunteers who have worked on it.
   • Since then the place has been well kept, the grass cut and it is always neat and tidy and a credit to the local community which take pride in their place.
   • Andrea said: ‘The pupils have been a credit to the school with their behaviour, manner and determination.’
   • But readers liked Emma, both novel and character, and this admiration is a credit to the author's skill.
   • I am very proud of their hard work, they are a credit to the school.
   • He is a creative thinker and a credit to his field.
   • It is also a credit to the authors' skill that the content is kept utterly accessible.
   • It is a credit to the authors, the publisher, and the museum that sponsored it.

   Synonyms

   source of honour, source of pride, feather in the cap, asset, proud boast, glory, flower, gem, treasure
2. 3.2usually creditscount noun An item in a list displayed at the beginning or end of a film or television programme, acknowledging a contributor's role.
   the closing credits finished rolling

   片尾的摄制人员名单结束了滚动。

   Example sentencesExamples

   • Imagine the thrill of watching your name flow by hurriedly on television and film credits…
   • While it is true that credits now roll pretty quickly on film, the reason has less to do with studios trying to keep the running time on films down and more with the proliferation of the number of credits in a film.
   • High Sierra was the last time Bogart's name would not be listed first in film credits.
   • These shows were screened with the complete end credits and another Associated Television Production caption at the very end - a rare treat indeed these days.
   • I've always wondered what key-grip meant in film credits.
   • Co-incidentally, the programme credits list the same name for ‘Camera’ and ‘Assistant Producer’.
   • The end and beginning credits, punctuated with outtakes, dancing, and singing, seem to last roughly the length of time it took for the Titanic to sink.
   • Si, who hails from Newcastle-upon-Tyne, is a first assistant director and locations manager for film and television whose credits include the Harry Potter movies.
   • The effects are top notch, especially the early scenes before the opening credits; and the film is shot with techniques more commonly employed in war films, giving a real battle struggle quality.
   • The film's end credits include the names of all those lost with the ship.
   • This was an era when most of the audience naturally stayed to see film end credits - it being thought disrespectful to the producers not to do so.
   • Extra content consists of production credits, filmographies, and a behind the scenes photo gallery.
   • In the programme's opening credits, a cameraman on a large pulley produced a brilliant camera angle.
   • When they open their programmes, the film's credits are revealed, printed inside.
   • It's in rough cut form, which means there are no beginning and end credits.
   • In fact, the nearest the film had to a reaction was the sigh of relief that swept through the audience when the credits started to roll.
   • At the beginning of the film, the opening credits roll as the camera pans down what appears to be a blue, white, and red Eiffel Tower.
   • The final two tracks comprise the film's end credits, beginning with ‘May It Be,’ as sung by Enya.
   • While I'm mentioning crewmembers, you'll see Joel Coen listed in the credits as Assistant Film Editor.
   • Aside from David's eclectic array of television credits, he has an equally impressive number of theatre roles to his name.

4North American mass noun The acknowledgement of a student's completion of a course or activity that counts towards a degree or diploma as maintained in a school's records.

一个学生可取得一个学分时单位。

1. 4.1count noun A unit of study counting towards a degree or diploma.
   学分
   the National Certificate consists of twelve credits

   获得国家证书须累计达到十二个学分。

   Example sentencesExamples

   • None of it would earn you a college credit from a mathematics department.
   • Students who complete all five courses offered so far in 2000 will have earned 15 semester credits.
   • By earning credits at a community college, they can attain the baccalaureate more quickly and less expensively than if they only studied at a four-year school.
   • I've already earned enough credits to graduate high school, so I'm skipping grade 12 to take a year to work, and to figure some things out.
   • The geography department is also counting the project as credits towards Rogers' degree.
   • Participants earn continuing education credits for these workshops.
   • Many students now graduate from high school having already completed many credits toward college.
   • One in five of those engineers earned at least 10 credits at a community college before earning a degree at a four-year school, according to the report.
   • The credits she's earning count toward her high school diploma.
   • Also, on completion I can use the credits towards a distance learning degree if I so choose.
   • It counts as a full credit despite being only three months long.
   • He was denied the salary increment given to teachers who have attained a master's degree plus 30 credits.
   • At the beginning of each academic quarter, students participated in a screening process for several studies offering research participation credits.
   • Students not admitted at first try often go into liberal arts where they can work on their prerequisites and accumulate credits toward their degree.
   • It earned me two credits for college, but I don't know if it was really worth it.
   • In addition to the two credits she received for the trip, she and other students have the option of doing an independent study for two additional credits.
   • The packaged 15 - credit course is geared towards students motivated to change their world.
   • She will find a way to squeeze in the continuing education credits required for maintaining her certification as a registered dietitian.
   • Excelling in mathematics and computer studies, he earned 77 college credits, an Associates degree and a paralegal certificate.
   • That means classes are taught in English, and students earn degrees by accruing credits.
2. 4.2British count noun A grade above a pass in an examination.
   〈英〉（考试成绩）良好
   Example sentencesExamples

   • In 2003 pupils were awarded a credit at Standard grade English with only 42%.
   • There, he had taken a computer course, which he passed with very high credits.
   • In my opinion, they passed the examination with credit in the school of life.
   • Like many good photographers, his career began in newspapers, passing with credits his National Council for the Training of Photojournalists exams.
   • Of the 27 pupils tested, 25 passed at credit, the highest award level, despite sitting the exam a year early.
3. 4.3 Acknowledgement of merit in an examination which is reflected in the marks awarded.
   （反映在所给分数中的）对考试中长处的确认，加分
   candidates will receive credit for accuracy and style

   考生会因准确性和风格而得到加分。

   Example sentencesExamples

   • Students will be given credit for effective work habits.
   • Another teacher gave extra credit to students who spoke up in class.
   • But he added that universities had a responsibility to make clear to markers ‘what gives credit for a mark’.
   • Although this was not an evidence based question, credit was given to candidates who supported their arguments from current literature.
   • Extra credit was awarded to any monitor that had some feature of significant value or excellence beyond what was covered in the normal evaluation process.

5archaic mass noun The quality of being believed or credited.

西塞罗的抽象哲学已失去了可信性。

1. 5.1 Good reputation.
   John Gilpin was a citizen of credit and renown

   约翰·吉尔平是位有荣誉和名望的公民。

   Example sentencesExamples

   • She was a woman of great credit and reputation on all accounts.
   • Then he asked me, whether he was a man of credit? I answered, I thought he was.

   Synonyms

   reputation, repute, character, image, name, good name, prestige, influence, standing, status, regard, esteem, estimation

   credibility, acceptability

   Indian izzat

   informal clout

   North American informal rep, rap

   archaic honour, report

   rare reputability

1Publicly acknowledge a contributor's role in the production of (something published or broadcast)

一位美国作家和两位日本作家对这个电影剧本的创作功不可没。

1. 1.1credit someone with Ascribe (an achievement or good quality) to someone.
   把（某一成就）归于（某人）；认为（某人）具有（某种好品质）
   he is credited with painting one hundred and twenty-five canvases

   据认为他一共画了125幅油画。

   Example sentencesExamples

   • She might sound like any other devoted dog owner, but Abby insists their story is different: she credits Mungo with bringing her back from the abyss of clinical depression.
   • Thales is also credited with the discovery of calculating distance for ships at sea.
   • He is widely credited with reforming the office from his predecessor's days.
   • Hollywood is often credited as popularising swing dancing through its films of the 1930's.
   • She credits her success to hard work, good teachers and supportive parents.
   • He credits Britain with a long tradition of caring for animals, which made people receptive to his message.
   • He is credited with the invention of moveable type in China some four hundred years earlier.
   • Julia Pike, the museum's new curator/director, credits Gould with pushing to have the plaque restored, the wood refurnished and the glass replaced.
   • Brenda Maddox, who had written a biography of Thatcher to accompany the programme, credits Dennis Thatcher with liberating his wife from her repressive background.
   • Queen Victoria is generally credited with having started the white wedding dress craze.
   • But our Founding Fathers crafted and drafted a better Constitution than they have been credited with.
   • He credits the fashion designer with opening his eyes and developing his taste for art and photography.
   • Mr Walsh is credited with saving the life of one treasured friend, Tiger the dog, by his nominator.
   • She credits him with saving the life of her then eight-year-old
   • Serving as the Czech prime minister from 1993 to 1997, he was credited with successfully transforming the Czech economy.
   • History credits Mary Pickford as being the first major Hollywood star.
   • It is not known when the mighty dogs first started to rescue people, but they are credited with saving some 2,000 travellers over the past 200 years on the Saint Bernard Pass on the border with Italy.
   • When he died at sixty-five in 1750 he was credited with well over 200 hours of music.
   • He credits Will Femia with much of the research.
   • Jonathan credits Hugh Hewitt with getting the ball rolling.

   Synonyms

   be accredited with, be recognized as, be given the credit for, be held responsible for

2Add (an amount of money) to an account.

这笔延期税款可被记入损益账中。

3British often with modal Believe (something surprising or unlikely)

你很难相信——但这是真的。