A reduction in the premium charged for insurance when no claim has been made during an agreed preceding period.
〈英〉（在约定的时段内未要求过赔偿而获得的）保费优惠
Example sentencesExamples
It is so expensive that a driver starting now is looking at £4,500 until they have built up a no-claims bonus.
I would like it not to be my fault, so some other driver's insurance company picks up the bill and my no-claims bonus remains intact.
We already have a law for motor insurance, requiring renewal notices and no-claims bonuses to be issued 21 days prior to the renewal date.
She's never caused an accident since learning to drive at 17, so she has the maximum no-claims discount.
One problem with being a named driver on somebody else's policy is that your daughter will not build up a no-claims bonus, which will make it more expensive when she wants to take out her own policy.
And paying to protect your no-claims bonus can be money well spent (though read the small print, not all companies have the same rules).
They are calm and careful with money but will line their insurer's pockets as they frequently lose their no-claims bonus.
In these cases, reasonable motorists will often admit their fault and pay out of their own pockets to save claiming against their insurance, with consequent loss of no-claims bonus.
While it is currently possible to move no-claims discounts from a motorcycle to a car, it does not work the other way round.
However, you have been sent a cheque for £75 as a goodwill gesture and hopefully the remaining matter of no-claims bonuses will shortly be sorted out.
The bad news for motorists is that with or without a no-claims bonus the cost of insuring your car will rise by up to 20 per cent when your policy is renewed.
Although eight months pregnant and with a four-year-old in the back, fortunately there were no injuries and not that much damage and, since it was clearly not our fault, our no-claims discount was not affected.
The best way to protect your privilege rating is to take out insurance on your no-claims bonus.
Buying insurance in a parent's name will stop a teenager building up a no-claims discount, which will have a far greater effect on future premiums.
Over half of all drivers have the full no-claims discount.
Car repairs are very costly these days and I don't want to claim on my insurance and lose my no-claims bonus.
The main burden is met by the owners themselves, who could see their premiums soar and their no-claims bonus disappear.
Piggybacking on parents' insurance is another way for teenagers to cut costs, but it can double the parents' premium, and young drivers cannot accrue no-claims bonuses.
Unlike car insurance, house insurance does not apply no-claims bonuses, therefore making a claim should not affect your premium - unless you go and claim something every week.
And people involved in a crash with an uninsured driver often end up having to pay the excess on their own policy and losing their valuable no-claims bonus.